The deposit insurance system can release the risk of running on a depositinstitution. Therefore it protects depositor's benefit.
存款保险制度可化解存款机构挤兑风险，从而保护了存款人利益。
2
Tip: Try to set aside a small portion of your income on a regular basis-make sure to deposit it in a secure savings institution.
小贴士：试着每月都节省出一小部分收入——要确保将这些钱存入安全的机构。
3
A time deposit is money given to a (banking) institution that earns interest but cannot be withdrawn except after giving notice for a defined period of time (usually 90 days).