The benchmark deposit rate, at 3.87%, is below the rate of inflation — meaning households are effectively losing money on bank savings.
目前3.87%的基准存款利率已低于通货膨胀率，这意味着人们将钱存入银行会赔钱。
2
For instance, they vary reserve requirements (cash that commercial Banks must keep on depositat the central bank) or impose quantitative limits on bank lending.
例如，他们时常改变存款准备金(商业银行必须寄放在中央银行里的现金)或者规定银行贷款限制。
3
You have lots of Banks; the Banks are taking in gold and issuing notes but they are forced by the bank of England to keep a depositat the bank of England.