| 释义 |
- 消费贷款：一种个人贷款，用于购买消费品或支付个人消费支出，如购买家电、汽车或支付教育费用等。
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Personal comprehensive consumer loan is referred to the RMB loan provided to the borrower by the bank, used for designated concrete consumption. 个人综合消费贷款是银行向借款人发放的用于指定消费用途的人民币贷款。 - 2
Many consumer loan rates, however, are pegged to Banks' prime rate.That rate, in turn, is tied to the Federal Reserve's benchmark short-term rate, which remains near zero. 然而很多消费者贷款利率是与银行的优惠利率挂钩，这优惠利率又是紧盯美联储的短期基准利率，这一利率持续接近于0。 - 3
Many consumer loan rates, however, are pegged to banks' prime rate. That rate, in turn, is tied to the Federal Reserve's benchmark short-term rate, which remains near zero. 然而很多消费者贷款利率是与银行的优惠利率挂钩，这优惠利率又是紧盯美联储的短期基准利率，这一利率持续接近于0。
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