In the recent years, with the rapid development of consumercredit, people began to pay more and more attention on the control and management of the credit risk.
近几年，随着消费信贷的飞速发展，人们开始越来越关注消费信贷信用风险的控制和管理。
2
The forth chapter analyze the credit default risk of the consumer and then recommend the methods of the risk control of auto financial company.