I consolidated my loans years ago and have a very low interest rate.
我很多年前就统一计算贷款了，所以利率很低。
2
I. Consolidated industrial and commercial tax is levied at a 5 percent rate on interest incomes from foreign-exchange loan business by calculating the balance after subtracting interest expenditure.
外汇贷款业务的利息收入，按减去利息支出后的差额计算征收工商统一税，税率为5%。
3
Consolidated profit after taxes also decreased due to lower effective income tax rate.