They signed 47 application and disclosure documents, affectionately known as the mortgage application package, pinky-swearing that everything they told us was true and pledging their eternal loyalty until the loan is paid back on time, in full!

FORBES: Anatomy of a Purchase Mortgage - Chapter Two

While Shareholder.com's Gruner doesn't think that the regulation and technology-pushed growth of the late 1990s will return with the new SEC proposals, it's clear that the companies set on the business of disclosure will have plenty of new information to disperse and package to a data-hungry and concerned investing community.

FORBES: Confidence Crisis, Business Boon

Those who package loans together for securitisation will have to beef up disclosure and retain 5% of any deal they structure to encourage sounder underwriting though the ban on hedging that exposure could be tricky to enforce.

ECONOMIST: Financial reform in America