The Review sees benefits in the ready availability of credit checking facilities and the sharing of positive credit data of individuals through a creditreferenceagency.
检讨认为使用信贷资料库来提供方便的信贷查核服务，及分享个人的正面信贷资料将可带来好处。
2
Require the creditreferenceagency , on receipt of an " opt - out " request notified by the borrowers lender , to delete the terminated account information from its credit database.