Over the past ten years global assets in DB plans have grown by just 2.9% a year, whereas those in defined-contributionplans have increased by 7.5%, according to a Towers Watson study.
They would also have hybrid plans, with part of the traditional defined-benefit pension replaced by a defined-contribution plan of the sort common in the private sector.
他们同时采取复合计划，即把部分传统的确定给付养老金形式替换为私营部门常见的养老金固定缴款计划。
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Public-sector pensions for new employees must become defined-contributionplans, as in the private sector.