They would also have hybrid plans, with part of the traditional defined-benefit pension replaced by a defined-contributionplan of the sort common in the private sector.
他们同时采取复合计划，即把部分传统的确定给付养老金形式替换为私营部门常见的养老金固定缴款计划。
3
In 2006, according to the CRR, over 60% of private workers with a retirement plan relied on a defined-contribution scheme such as a 401 (k) account.