Don't just sock away this money under your mattress; put it in a high-interest online savings account, a certificateofdeposit or a money market account.
不要把这些钱塞在床垫下，把它存到高利率的网上储蓄账户、某种定期存款或某种货币市场账户。
2
Discuss whether to go with a low-risk certificateofdeposit or money-market fund, which might return 5% a year, or a stock mutual fund with the potential for more dramatic ups and downs.