"Common purpose, responsible finance, ingenuity and leadership" are four key principles that Citi cites in its proxy as the basis of its strategy. Perhaps ethics or integrity should be their fifth.

Not only must the legislation lay a basis on Ethics, but also the implementation and observation of law must conform to Ethics.

Social interactions between humans have established an extremely wide variety of traditions, rituals, ethics, values, social norms, and laws, which together form. the basis of human society.