The baseline valuation for an online retailer will probably include the inventory and a capitalization of earnings, revenues, and whatever other key metric is used to value such a business.

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Both companies are similarly valued if you look at market capitalization plus debt as a ratio of earnings before accounting charges, a common valuation tool for telecom firms.

CNN: The State of the Region

Arch Capital Group is down nearly 5% over last Tuesday, Chubb Corporation has fallen nearly 7% and Allstate has lost almost 9% of its market capitalization, despite announcing third quarter earnings that beat Wall Street estimates on Friday.

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