If I keep on telling myself that my selection of floss doesn't really matter -that the importance of the decision is a cognitive illusion -then I'm bound to one day realize it's true.

In this paper, we propose an agent-based model to examine what conditions can make the adverse selection to take its effect by introducing two variables-cognitive capability and valuation ratio.

Self-efficacy through impacts on individual cognitive processes, motivation process, emotional process and the selection process regulates human activities.