The averagedeposit needed by a British first-time buyer is now equivalent to 90% of average annual earnings, according to Capital Economics, a consultancy.
Internet money funds offer yields of around 6 per cent per year, almost twice the average interest paid on a one-year bank deposit.
互联网货币基金提供的年收益率约为6%，几乎是一年期银行存款平均利率的两倍。
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On, for instance, a deposit of $3,400 -- the average minimum required to avoid monthly fees, according to Bankrate.com data -- that amounts to just $4.42 in annual interest.