The decline in family stability has reduced the access to credit from relatives during bad times. Commercial credit has substituted for the family credit that was formerly available.
家庭稳定性的下降使在困难时期向亲戚借款的行为减少，商业信贷取代了家庭信用。
2
Driving down risk reduces uncertainty in choice of technology, including commercial off-the-shelf (COTS) selections and architectural stability, as well as our understanding of team effectiveness.
下推风险减少了技术选择中的不确定性，包括商业成品(off - the - shelf, COTS)选择和架构稳定性，以及我们对团队效力的理解。
3
When commercial Banks get involved in stock market directly or indirectly, the fluctuation of stock price will affect their assets' quality and consequently their balance sheet and stability.