Due to increased competition and interest rate marketization deeply, commercial bank of traditional company profit space gradually narrowing wholesale business, credit risk increasing.
由于竞争的加剧和利率市场化的深入，商业银行传统的公司类批发业务获利空间逐步缩小，信贷风险不断增加。
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From its establishment, the company sticks to the strict management and the quality examinatin, which win the trust and the reputation of the customers, and builds up good commercialcredit.
These appraisal agencies mainly consider commercial competition situation and financial situation of the company or enterprise when they evaluate the credit risk assessment.