So along with a House Republican, Jason Chaffetz, Wyden introduced a bill that would require warrants for law enforcement to collect geodata.

Another was to use foreign currency: the bank could lend, or accept a bill of exchange, in one currency and collect its debt in another, building a hidden rate of interest into the exchange rate.

Collecting bill files online means that the equipment USES a kind of file transfer protocol to collect bill files from an exchange through a data network automatically.