Japan's banks are in trouble because of badloans and the stock market plunge.
日本各家银行处于困境，缘于不良贷款以及股市的暴跌。
《柯林斯英汉双解大词典》
2
This activity has occasioned some surprise since it is widely believed that the bank, carrying a large number of badloans, is on the brink of collapse.
这一行为引起了一些意外，因为人们普遍认为，背负着大量不良贷款的这家银行正处于崩溃的边缘。
3
First, interest rates may take longer to fall than is hoped. Second, lending may fall. Third, badloans could wipe out much of any improvement.