Unlike, workplace schemes, you will need to claim tax relief on personal pensions yourself.

BBC: John Whiting, tax partner, Pricewaterhouse Coopers

Under the complex tax rules, if the worker moves between different assignments but remains employed by the same company, they can claim tax relief on the expenses covering their travel from home to those different places of work.

BBC: 'Abusive tax avoidance' affects temporary workers

The global equity derivatives division had already lost heavily last July (as, to be fair, had other investment banks), when the British government unexpectedly changed tax rules so that investment banks could no longer claim tax relief on dividends if shares are held for trading rather than investment.

ECONOMIST: Is this marriage a mistake?