For example, with my bank of America ATM card I get fee free ATM withdrawals from any Westpac bank in Australia or New Zealand or Deutsche bank here in Wroclaw, Poland.

In a lot of places in Asia, ATM machines are hard to come by and may not accept all ATM CARDS.

We then created an ATM permanent virtual circuit (PVC), assigned it to the variable bit rate non-real-time ATM service category, and configured a sustained cell rate of 6 Mbps.