For people buyinga house or a car, mortgage, lenders have offered fixed-rate and variable loansfor decades.
抵押借贷公司已经为购房、购车人提供固定和浮动利率贷款几十年了。
2
And even though variablemortgage rates are low (just 1.75%, according to the Bank of Canada), borrowers must meet the creditworthiness standards required for a five-year, fixed-rate mortgage.