When my children were young, I opened a variableannuity for each of them.
当孩子们还很小的时候，我为他们各买了一份可变年金。
2
Moreover, unlike with an individual retirement account, you don't need earned income to fund a variableannuity, so you can open an account for a toddler.
此外，不象个人退休帐户，可变年金账户并不需要靠固定收入来维持。所以你甚至可以给婴儿开设这样的账户。
3
Finally, this paper studies the theoretical price and hedging strategy of the insured mutual fund redemption value program and variableannuity incorporating guaranteed minimum accumulation benefit.