Upon termination of the contract, the insurer shall refund the unexpiredpremium to the insured calculated from the day of the termination of the contract to the day of its expiration.
合同解除后，保险人应当将自合同解除之日起至保险期间届满之日止的保险费退还被保险人。
2
The term "unearned premium reserves" refers to the reserves made by an insurer for unexpired non-life insurance liabilities.