This article consists three parts besides the Introduction and the conclusion. Part One introduces the definition of the risk in the transferofmortgage.
本文除引言和结论外，主要内容分为三个部分：一、转按揭过程中的风险界定。
2
Early in this century, our country's housing credit market borrowed the transferofmortgage business. It activated and flourished the second-hand house market.
本世纪初，我国住房信贷市场推出了转按揭业务，极大地激活并繁荣了我国的二手房市场。
3
In the case oftransfer-in, sale, replacement, mortgage, guarantee or seal up of any fixed assets under construction, an explanation thereon must be given.