No federal law shields "transaction and experience" information—mainly the details of your bank and credit-card accounts.
没有联邦法律保护“交易和体验”信息——主要是你的银行和信用卡账户的详细信息。
2
Also, many merchants now accept verbal authorizations via telephone and electronic authorization using the Internet, known as a card not present transaction (CNP).
当然，现在很多商家接受电话口头授权和网络电子授权，就是常说的离线交易（CNP）。
3
Storing all credit cardtransaction data -- current and outdated, core and related -- in the warehouse negatively impacts the performance.