Factoring risk into goals tends to be subjective and is best accomplished by increasing the variability of the estimates — in effect, by widening the "margin for error".
Manual business requirements: Evaluating indemnity risk for a life insurance company might be subjective based on the experience of the underwriter.
手工办公的需求：对于一家人寿保险公司来说，评估赔偿风险可能完全基于保险商的主观经验。
3
Apart from the susceptibility of individual perceptions to subjective influences of various kinds, there is also the risk of cultural stereotyping which arises in any encounter with 'the other'.
个体的认知易受各种主观因素的影响，除此之外，还要小心文化定见(cultural stereotyping)，这在任何与“他者”(the o ther)的遭遇中都会出现。