Life insurers typically have low gearing, and the policyholders who fund the bulk of their assets are "sticky", with long-term contracts that incur penalty charges if they are cancelled.
The termof a fixed-term imprisonment that is commuted from a death penalty with suspension of execution shall be counted from the date the suspension of execution expires.
死刑缓期执行减为有期徒刑的刑期,从死刑缓期执行期满之日起计算。
3
So adding a penaltyterm to the error function of BP network is an important approach to gain better generalization.