By assessing the impact it has on you, and the implication of whatever dishonest behavior you experience, you are able to evaluate the extent to which tangible and intangible damage has been done.

FORBES: Four Steps To Deal With Dishonest People

The foregoing limitation of liability shall not apply to the extent that any liability arises from the gross negligence or willful misconduct of the Investment Consultant, its employees, affiliates, agents or contractors or from bodily injury, death of any person, or damage to any real or tangible personal property.

FORBES: Actuarial Limitations of Liability? (LOL) Laugh Out Loud! (December 1, 2002 )