Electron spin is a fundamental property, in addition to basic electrical charge, that can be used in electronic circuits.
电子旋转和基本的电荷都是一种基本属性，被用于电子电路中。
2
In addition to requiring larger down payments for second and third homes, Banks charge interest rates that are up to 3 percentage points higher for these homes than for first-time home buyers.
购买第二和第三套房子除了需要更多的首付额之外，银行还收取比购买第一套房子多最高至3个百分点的利率。
3
In addition, the bank handling the refinancing may charge higher fees of its own to compensate for the risk that the loan soon defaults and Fannie or Freddie insists it be bought back.