Banks are being shut at the fastest rate since 1992, when America's savings-and-loans crisis claimed 179 lenders.
自1992年以来，这次银行破产率达到了顶峰。1992年，美国的存贷危机使179家银行倒闭。
2
Additional loansand gifts from relatives, forthcoming because of group obligation rather than narrow investment calculation, have supplemented personal savings.
来自亲戚的额外贷款和礼物是出于集体义务，而不是狭隘的投资计算，补充了个人储蓄。
3
The situation is similar to the one in the 1980s, when many savingsandloans were technically insolvent yet had no difficulty attracting deposits, as they were covered by federal deposit insurance.