Cooperated with Sino Land Company Limited to arrange special mortgage loan plan to homebuyers of "One Silver Sea" who are ICBC "Elite Club" customers.

But if you're looking for a rare indulgence or a special gift for a loved one, you can buy a high-end brand without taking out a second mortgage.

There are plenty of ideas on offer, from changing the bankruptcy law so that judges can restructure mortgage debt to empowering special trustees to write down loans.