Another reason to look inward is risingcredit risk.
另一个内部原因是信贷风险越来越大。
2
As a result, they have exposed themselves to much greater risk from rising rates or falling credit quality.
这样做的结果是，利率上调或信贷质量下降给他们造成的风险会更大。
3
If Americans don't get their finances in better shape - if mortgage defaults keep rising and credit card delinquencies soar - Banks will remain afraid to lend, and the recession will linger.