Valuation Dates are used to determine the Cash Settlement Amount by calculating a Final Price for Reference Obligation (s).

And there can be a Catch-22: those with the fewest assets are the likeliest to receive a settlement offer, but they are also the least able to come up with the cash for that final negotiated payment.

The budget for promoting it grew from less than $6m in 2005 to $30m this year, thanks largely to a one-off infusion of cash from a tobacco settlement.