Lenders have to set aside less capital for loans against property because of its security as collateral.
贷方不得不针对房贷留出更少的本金，因为房贷有安全性的附属特性。
2
An asset-back security which uses a portfolio of bonds or loans as collateral, or security.
是贷款抵押债券、债券抵押债券和房产抵押贷款债券的一般名称。
3
Similarly, real property (land and buildings) and equipment are good forms of collateral, but they are generally used as security for long-term loans rather than for working capital loans.