Universal banks generally have more stable earnings and lower borrowing costs than specialists in one or the other area of business.
全能银行总体上比专注于某个领域的银行有更稳定的收入和更低的借贷成本。
2
Its public debt weighs less heavily on markets because much of it is owned by Italians, whose high savings mean that aggregate public plus private borrowing is in line with other euro-area countries.