While annuities may be appropriate retirement products for some, they are not suitable for all investors and the liquidation of securities holdings is not always the best approach to funding an annuity purchase.

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Stocks have become very cheap, argues Nabi, after more than 10 years of liquidation of U.S. equities by individuals, mutual funds, retirement plans, and other various domestic and foreign institutions.

FORBES: Ray of Optimism: Energy, Durable-Goods, And Insurance Stocks Are Irresistibly Inexpensive