They also propose industry-funded reinsurance pools that would protect insurers against unanticipated risks.

FORBES: Policy Experts Agree: The U.S. System for Financing Long-Term Care is Crumbling

This is a story of wild excess in a business seemingly made for wild excess: the poorly regulated world of reinsurance pools.

FORBES: Passing the Trash

Our plan addresses this by fostering innovative state reinsurance programs and improved high-risk pools, ensuring that high-risk individuals get affordable coverage.

CNN: Commentary: Make health care affordable