For costs like electricity and insurance, it can pay to pool your buying power with others and negotiate bulk discounts, especially if you run a small business.
对于电费和保险等成本，你有必要与他人一起购买，商谈批量折扣，特别是如果你经营的是一家小公司。
2
Under one model the insurancepool would function like a reserve fund, offering participants a short-term credit line they could call upon during a crisis.
在一种模式下，保险库可起到储备基金的作用，为参与者提供短期信贷，在危机到来时便可向其求助。
3
Small employers burdened with health-care costs would be able to use a nationwide “purchasing pool” for insurance.