The system is a combination of poolingfunds and personal account.
这个系统是一个个人帐户和集体资金的结合。
2
Pooling of premiums could be expanded up to the provincial level, which would make insurance companies and funds more capable of negotiating good deals with service providers.
可将保费统筹扩大至省级，以增强保险公司和保险基金的谈判能力，以便与医疗单位达成良好安排。
3
As a second clear conclusion, prepayment schemes, with pooling of funds and the sharing of risks, are put forward as the most equitable way to finance health care.