With commercial Banks, that cost was low because of the implicit public subsidy provided by deposit guarantees.
对商业银行来说，成本低廉是因为存款担保人所提供的隐性公众补助金。
2
The honor of personal credit is the property of the public is deposit.
私人的信用是财产，公众的荣誉是保证金。
3
One of the proposals is to create a deposit insurance system to protect depositors against runs on their liabilities due to a loss of confidence by the public.