Besides, the interestrate for deposits and loans can not serve as reference on the revenue either, with reference to the regulatedinterestrate.
在利率市场化没有完全推出的情况下，银行存贷款利率没有可参考的标准的收益均值。
2
The practical effect is that the borrower pays a much higher interestrate than the official, heavily regulatedinterestrate for loans, usually 7 or 8 percent.
实际上，这样做法是让借贷者偿还比常规贷款更多的利息，常规贷款利息一般在7或8个百分点。
3
And our country's current loan pricing method is the loan pricing method of period of the regulatedinterestrate, not fit for the requirement of period of transition.