Universal banks generally have more stable earnings and lower borrowing costs than specialists in one or the other area of business.
全能银行总体上比专注于某个领域的银行有更稳定的收入和更低的借贷成本。
2
Historians of the financial markets will recognise that what the SIVs and some hedge funds were doing was, at heart, the oldest game in the business: borrowing short and lending long.
金融市场史家会发现，从本质上讲，SIV和对冲基金所玩的无非就是这个行业最古老的把戏：短借长贷。
3
They correspond to roles within an organization and are represented in the business process as swim-lanes (borrowing a formalism used in the corresponding diagrams in the analysis of a system).