In this paper, we give computing methods about net premium and net premiumreserve of whole life insurances under stochastic rate of interest.
本文给出了在随机利率下，终身寿险的纯保费和纯保费责任准备金的计算方法。
2
When calculating the pure premium and theory premiumreserve in life insurance, the mortality is usually bases on life table, and the interest rate is usually fixed.
在人寿保险的纯保费及理论责任准备金的计算中，死亡率一般依据生命表，利息率一般采用固定利率。
3
What shortcomings exist in our present regulation accounting system that will cause the legal and inevitable distortion of accounting information in unearned premiumreserve?