With the conversion rate of every 260 Bonus Points to HK$1(multiple of HK$1), Cardholder can offset maximum 50% of the Eligible Retail Transaction amount with Bonus Points.

The differences in transaction types (industrial vs. retail) and the choice of public, private, or hybrid clouds affects the creation of threshold policy.

In China, the company's strength is the so-called transaction model -it employs a big sales force which works through a big retail channel network that reaches deep into China's different regions.