With a relatively low loan-to-depositratioof 68 percent, Banks' propensity to lend seems intact.
由于存贷比位于68%这个相对较低的水平，银行放贷的倾向似乎仍然未变。
2
The Working Group suggests to either broaden the definition of deposits to include other types than the current consumer and corporate deposits or to abolish the loandepositratio.
Banks have an average loan-to-depositratioof only 67%, low by international standards, and less than 5% of Banks' loans are non-performing, down from 40% in 1998.