A bond, of course, is just an IOU, a promise to pay backmoney with interest by certain dates.
债券,当然,这只是一个借据,承诺到期归还并支付利息的纸条。
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In their quest to make life better, they are sucked into the world of get-rich-quick seminars - spending money they don't have to try to win backmoney they don't really need.