Cynthia Parras decided not to enroll in Cobra after she was laid off from her job as a financial-services product manager in San Francisco in February, because she felt she couldn't afford it.
WSJ: Despite Subsidy, Cobra's Bite Still Stings for Many
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Ms. Parras is starting a new job next month as an account manager at an Internet company, but the position doesn't offer health insurance, and she plans to buy it on her own.
WSJ: Despite Subsidy, Cobra's Bite Still Stings for Many