The license may not allow you to change the images; may require that some type of credit is given to the author; may let you use the work for non-commercial purposes only, etc.
It is pointed out that credit risk? Operational risk and non-symmetry between risk and return are the main risks in commercial accepted bills and discounting business.
指出信用风险，操作风险及风险回报不对称是商业汇票承兑，贴现业务中的主要风险。
3
The urgent matter for commercial Banks is to reduce non-performed assets, take precautions against and dissolve financial risks, over which credit risk dominates.