The first tool is instant messaging, which is one of the most used tools these days by both business and non-business users alike.
第一个工具是即时消息，这是当今的业务用户和非业务用户使用得最多的工具之一。
2
Another reason is that the more clients come in for non-business reasons, the greater the opportunity to fix up meetings to sell them financial services.
另一个原因是，出于非业务原因来到这里的客户越多，安排会面以便向他们出售金融服务的机会就越大。
3
Business calendars can take into account off-shift times, holidays, weekends, and other non-business days.