Three Banks - HSBC, Citibank and Arab bank - are branches of their parent company rather than subsidiaries, which means they have no board on which to sit.
Only a bank officer (that is, a parent) can change the interest rate, set up a new account (and the initial balance), or close an account.
只有银行主管人(即家长)能够更改利率,设立新帐户(和初始余额)或者关闭帐户。
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And CIT's hopes of getting an exemption that would permit it to fund ropy assets at its non-bankparent company with deposits from its Utah-based bank appear to have been dashed.